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Routing #: 073913755

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  • Checking

    Find a spending account that meets your needs

All Hills Bank checking accounts include:

  • Hills Bank Online: Free online banking that is accessible by desktop and mobile app via Apple App Store or Google Play.
  • Free statement alerts and notices: Paper statement or estatement.
  • Free personalization of your debit or credit card: Make your card Picture Perfect by uploading your own image or picking from our gallery.  
  • Classroom Cash®: Earn money for the private school or public school district of your choice in our community.
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Free Checking

A free account that's really free.
Yes, really.

Apply Now

A free account that's really free. Yes, really.

Features:

  • No minimum to open.
  • Free debit card, mobile and online banking.
  • Unlimited ATM transactions with no charge. (The owner of a non-Hills Bank ATM may surcharge, but that’s their fee, not ours!).

Apply Now

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High Interest Checking

Earn up to 3.50% APY (Annual Percentage Yield)

Apply Now

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Gold Checking

For those who want more perks from their checking account.

Gold Checking

For those who want more perks from their checking account. 

Features:

  • $1,000 minimum daily balance or combined relationship daily deposit balance of $5,000 (combined relationships balances are based on banking relationship of the first person listed on this account, who may be listed on other accounts as an owner, joint owner, or sole proprietor)
  • A $9.00 monthly basic fee (plus sales tax) is charged if balance requirements are not met.
  • Free small safe deposit box for one year (or credit towards a larger box; safe deposit box contents are not FDIC insured)
  • Earn tiered interest rates
  • Free introductory pack of checks
  • Unlimited ATM transactions with no charge (The owner of a non-Hills Bank ATM may surcharge, but that's their fee, not ours) 

Visit a Hills Bank branch to apply!

 

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University of Iowa Students & Employees

Special accounts and services for UI students and faculty from your bank on campus. 

 

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Student Checking

Account Features

  • No minimum to open
  • No monthly service fee
  • Free debit card, mobile, and online banking with remote check deposit
  • Unlimited ATM transactions and check writing with no charge
Requirements
  • Student status will be verified by a school ID, acceptance letter, or school-issued email address
  • Credit check required (if you don’t yet have a credit score, you can still open an account)
  • No minimum to open
  • No service fee
  • The account will convert to a Free Checking account six years after the account is opened.

Apply Now

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Friends Club Checking

Exclusively for Friends Club Members. To join Friends Club, customers must be 50 or better and maintain $10,000 or more in household deposits

Friends Club Checking 

Exclusive for members who are 50 years of age and older and meet qualifying balance requirements.

Friends Club Checking* is an interest-bearing account that includes:

  • Free checks, free money orders, and free official checks
  • No processing fee for foreign currency exchange
  • 50% discount on safe deposit box rentals (contents are not FDIC insured, limit one discount per household)
  • Free ATM transactions (a fee may imposed by a non-Hills Bank ATM owner)
  • Free paper statements
  • Online/mobile banking with bill payment

 

* Hills Bank customers who are age 50 or better and maintain $10,000 in household deposits qualify to join Friends Club and to open a Friends Club (FC) Checking account. Friends Club Checking earns a variable interest rate. Fees may reduce earnings. 

 

Learn more about Friends Club

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Deposit Rates

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Kids Accounts

Kids Accounts