Ready to take the next step on your mortgage? Partner with us on your next home purchase, refinance, or build, and you’ll see why Hills Bank has been voted the Corridor Business Journal “Best Residential Real Estate Lender.”
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Loan Options
Find the Right Loan for You
Purchase or build your dream home with flexible financing to meet your needs.
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First Time Homebuyers Savings
Tax Benefits for Homebuyers
The first-time homebuyer savings account program allows individuals to make tax-deductible contributions toward qualified home purchases in Iowa.
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Meet Our Mortgage Lenders
Ready to Find Your Dream Home?
Choose a lender based on the area you want to purchase, refinance, or build.
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Mortgage Rates
Current Interest Rates and More
See our current interest rates, along with details about mortgage length, number of monthly payments, total payment amounts, and more.
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Calculators
Run the numbers to see if a mortgage makes sense for you.
Download Our Mortgage App
View rates, get started on your application, connect with a lender, upload documents, and more!
Download Our Home Mortgage App
Take the stress out of your home loan process – from start to finish. The Hills Bank Home Mortgage app allows you to quickly and easily apply for a home loan from anywhere at any time.
• Complete an application in minutes with the ability to save your progress along the way
• Helpful mortgage calculators, homebuyer tips, and videos
• Securely scan and upload documents to your loan officer using your camera phone
• Track loans with progress updates of your loan request in real time
• Easy access to your loan officer through text, email, or phone
Down Payment Assistance
If you're eligible, you can get help covering closing costs and down payments with these local programs and grants.
