If you’ve only ever paid rent to live in an apartment, duplex, or other types of rental housing, the prospect of buying your own home can seem daunting. For many people, fears about being “tied down” to a particular place, anxieties over how to pay for a six-figure house, and the complexities of the buying process make it easier to put off the decision indefinitely. If you can afford it, there are a lot of advantages to owning your own house versus renting from a landlord. But there are also more responsibilities you’ll take on as a homeowner.